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var tusatext='<font face="verdana,arial,helvetica" size="2" color="#000000">"Free and Clear is a must read for anyone about to embark on the tedious and all too often treacherous voyage of getting a new mortgage or refinancing a home."<br><br>E. Turner, Colorado<br>Real Estate Investor<br><br><br>"Free and Clear is easy to read and easy to implement. Anyone who uses this book as his or her navigational guide through the murky waters of the mortgage process cannot help but save a lot of time, money and frustration."<br><br>W. Weiner, California<br>Commercial Loan Officer<br><br><br>"How I wish I would have had "Free and Clear" to read and guide me when I purchased my home a few years back. At the time I was so thrilled and grateful over qualifying for a loan that enabled me to buy my dream home where I could build wonderful memories I did not realize the mortgage broker made an unconscionable amount of commissions off of my deal. Had I had Free and Clear to guide me such would not have been the case. Thank you Sam Sadat for your humanity. You will spare future generations the humiliation that too many of us have come to accept when seeking a home loan."<br><br>Y.O. New York<br>Business Woman<br><br><br>"As an artist I was never fond of financial matters. However, that changed very quickly when my wife presented me with a copy of "Free and Clear" book by Sam Sadat. I must admit it was easy to read and follow, especially when we applied our newfound knowledge to get a mortgage for our daughter. And when we got stuck, one call to Sam and he fixed it right away. I call this customer service. Thank you, Sam for being our financial mentor."<br><br>F. Rassouli, California<br>Artist and Architect</font>'

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